Taking a glance at the Florida workers' compensation regulations and processes might make it seem like the state is attempting to add insult to your injury. At Kaylor, Kaylor & Leto, P.A., we find that the last thing our clients usually want to do is take a crash course in the rules and requirements for filing a compensation claim or dealing with an uncooperative employer.
We have a brief review of the process on our main legal website, in the section for workplace injury claims. Expanding on that resource, here are some of our most frequently discussed topics.
Are my injuries covered?
This is the simplest question we tend to receive, but the answer is highly dependent on the circumstances. Certain types of injuries might require you to go through other sections of the law to obtain your compensation. Some situations might disqualify you from making a claim or hurt your chances of receiving payments. That said, there are a few solid rules. For example, you must be an employee to be eligible for workers' comp.
Who pays my bills?
Unless your employer runs a very small business, the law mandates workers' compensation insurance. In construction companies, your employer should carry insurance even if you are the only employee. Insurance companies typically pay for your medical bills, but your employer would likely see his or her rates increase. This increased cost is one of the reasons your employer might want to challenge your claim.
What should I do when I'm injured?
The short answer is that your communication and documentation are usually the first priorities. Let your employer know what happened and record the injury. Mobile phone photos and videos could be useful for you in the event your claim is challenged. Of course, put your health and that of your coworkers above all else: Seek medical attention immediately if the injury causes an emergency situation. Please do not regard this as legal advice: It is simply a represention of our clients' most frequently asked questions. Please proceed to our main site to learn more.