Can you lose SSDI once you qualify?

On Behalf of | Feb 14, 2024 | Social Security Disability |

Securing Social Security Disability Insurance can be a lifeline for those facing debilitating health conditions that hinder their ability to work.

Applying for SSDI can be a daunting process. It is important to grasp that once qualified for SSDI, recipients must navigate certain circumstances to maintain this support.

Medical improvement and continuing disability review

The Social Security Administration periodically assesses whether a recipient’s medical condition has improved through a process known as a Continuing Disability Review. These reviews aim to determine if individuals still meet the criteria for disability.

Should the SSA find substantial medical improvement, it may lead to the cessation of SSDI benefits. It is important to stay vigilant about any positive changes in your health, as these can impact your eligibility.

Substantial Gainful Activity

Engaging in work activities that generate income above the Substantial Gainful Activity level can jeopardize SSDI eligibility. The SGA limit serves as a threshold to gauge whether an individual’s earnings can sustain a certain standard of living. If your income surpasses this limit, the SSA may cease your SSDI benefits.

You must report any changes in your work status promptly. Failing to disclose such information can lead to overpayment issues and potential loss of benefits.

Improper reporting and non-compliance

Accurate and timely reporting plays a pivotal role in maintaining SSDI eligibility. Failing to inform the SSA about changes in your living situation, income or other relevant factors can lead to complications. Non-compliance with reporting requirements may result in the suspension or termination of benefits.

Regularly reviewing and updating your information with the SSA ensures that your eligibility aligns with your current circumstances, reducing the risk of losing SSDI benefits.

While SSDI provides important support for those facing health-related barriers to employment, recipients must remain vigilant to sustain these benefits. Staying informed and proactive can help individuals navigate potential challenges and maintain the stability that SSDI provides in times of need.

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