When you go to work, you expect your employer to provide a safe environment free of hazards. But workplace accidents still happen, and you can incur an injury that makes it hard to go back to your normal daily life.
If you get injured at work, you can claim workers’ compensation benefits to help you recover. To ensure your employer’s insurance carrier accepts your claim, there are several things you should do after the accident happens.
Reporting the injury
The Florida Division of Workers’ Compensation states that after a workplace accident, you should report the situation no later than 30 days from when the accident happens. However, you should try to tell your employer about the accident as soon as possible to ensure you do not have a problem obtaining medical benefits for your injury.
Receiving medical care
After the accident happens, do not go to your normal doctor to receive treatment. Your employer’s insurance carrier will need to authorize a physician to provide you with medical care. If you have to go to the emergency room for your injury, tell the staff you are there because of a workplace accident. Then, provide them with the name of your employer as well as their phone number and insurance carrier name, if possible.
Once you tell your employer and start receiving medical care for your injury, do not stop going to any of your appointments. By receiving a full course of treatment, you can prevent your employer’s insurance from trying to deny your claim for workers’ compensation benefits.