When you get injured at work, filing a workers’ compensation claim follows a set timeline. Missing deadlines can impact your benefits, so it’s important to act quickly. The process involves specific steps from injury reporting to claim resolution.
When should you report your injury?
Florida law requires you to report a work-related injury within 30 days of the accident. If the injury is due to repetitive stress or an occupational illness, the clock starts when you first notice symptoms. Failing to report on time could lead to a denied claim.
How long does the employer have to file?
Once you report your injury, your employer must notify their workers’ comp insurance within 7 days. The insurer then contacts you and provides details about medical treatment and benefits. If you don’t hear from the insurance company within a reasonable time, follow up with your employer or the insurer directly.
What is the deadline to file a claim?
If your employer or insurer fails to process your claim, you can file a Petition for Benefits with the Florida Division of Workers’ Compensation. You must do this within 2 years of the injury. However, if you were receiving benefits but they were later denied, you typically have one year from the last payment to file.
How long does a workers’ comp case take?
The timeline for receiving workers’ comp benefits depends on your case. Medical treatment usually starts right away. If you’re eligible for wage loss benefits, they typically begin within 21 days after reporting the injury. Disputes, appeals, or settlements can extend the process, sometimes taking months or longer to resolve.
What happens if a claim is denied?
If your claim is denied, you have 2 years from the injury date to appeal. The process involves mediation and possibly a hearing before a judge. Gathering strong medical evidence and documentation can improve your chances of approval.