If you’ve been injured while working in Florida, you may qualify for workers’ compensation benefits. This system provides financial support and medical care for employees who suffer job-related injuries or illnesses. Understanding what a workers’ compensation claim covers helps you navigate the process and ensures you get the assistance you need.
Medical expenses
One of the primary benefits of workers’ compensation is coverage for medical expenses related to your injury. This includes doctor visits, hospital stays, surgeries, prescription medications, and physical therapy. Florida’s workers’ compensation system covers the necessary medical treatment directly related to your injury, ensuring you don’t have to pay out of pocket for work-related accidents.
Lost wages
If you cannot work due to your injury, workers’ compensation will compensate you for lost wages. This benefit replaces a portion of your salary while you’re off work. In Florida, you typically receive two-thirds of your average weekly wage, up to a state-set maximum. The length of time you can receive this benefit depends on the severity of your injury and whether it’s considered temporary or permanent.
Disability benefits
If your injury results in permanent disability, workers’ compensation may provide permanent disability benefits. These benefits compensate for the long-term impact of your injury. Florida offers different levels of disability benefits, depending on the injury’s severity and whether it prevents you from performing your job or any other type of work.
Vocational rehabilitation
If you’re unable to return to your previous job after an injury, workers’ compensation in Florida may cover vocational rehabilitation. This can include retraining or education to help you transition to a different role or industry. It assists workers in finding suitable employment when an injury prevents them from performing their prior job duties.
Workers’ compensation benefits protect employees who get injured at work, offering financial support and protection during recovery.
