When you sustain an injury at work, one of the first questions that might come up is who will treat your injury. In Florida, the rules about selecting a workers’ compensation physician may present challenges. However, many injured workers are unaware of their rights and limitations within this system. It helps to know how the system works so you can get proper care.
Your employer’s insurance provider picks the doctor
In Florida, your employer’s insurance carrier retains the right to assign an authorized treating physician. These approved doctors understand the documentation requirements and treatment authorization procedures that govern workers’ compensation cases.
You can request one change of physician
If you are dissatisfied with the doctor the insurance company chose, you retain certain rights. Under Florida’s Workers’ Compensation Law, you can request a change of physician during your case. However, you only get one chance to make this change, so it is critical to ensure the replacement physician is better able to address your medical needs.
To request a change, you will need to submit a written request to the insurance company. The insurance company must then provide you with an alternative physician within five days. If the insurance company fails to meet this statutory deadline, you may be able to select your own physician.
Emergency treatment works differently
Different protocols apply for emergencies. If the work injury is serious, proceed to the nearest emergency room or call 911. Emergency treatment is always covered under workers’ compensation. The important thing is getting the care you need right away. The medical provider will notify the insurance company after treating you.
Knowing your rights helps you get proper care
Your rights matter when it comes to getting treatment for a work-related injury. If the care proves inadequate or you have questions about your doctor, talking to a workers’ comp lawyer can help you figure out what to do next and get you the treatment you need.
